Esteban Holman Mortgage Loan Officer  |  NMLS #1940106
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Privacy Policy

Last Updated: April 1, 2026

1. Introduction

This Privacy Policy explains how Incite LLC ("we," "us," or "our") collects, uses, and safeguards information obtained from users ("you" or "your") when you access or interact with our website at estebanholman.com.

Incite LLC manages marketing and communications on behalf of Esteban Holman, a licensed Mortgage Loan Officer (NMLS #1940106) with Saxton Mortgage (NMLS #1717191). Incite LLC is a separate legal entity from Saxton Mortgage and is not a mortgage lender. Mortgage lending services are provided solely through Saxton Mortgage in states where it is licensed.

2. Information We Collect

Contact information

We may collect your name, email address, phone number, and mailing address when you submit forms, book appointments, request information, or otherwise provide it to us.

Communications data

If you opt in, we collect your messaging preferences and maintain records of consent and opt out activity related to SMS and email communications.

Usage and device information

We may use cookies, pixels, and analytics tools to collect information about how you use our website. This may include your IP address, browser type, pages visited, and interaction data.

Appointment and service data

If you schedule appointments or use our services, we may collect details associated with those interactions.

a. Information You Provide

This includes personal details you voluntarily submit through forms, inquiries, registrations, or communications, such as:

b. Automatically Collected Information

When you visit our website, certain technical and usage data may be collected automatically, including:

This data is typically collected through analytics and monitoring tools.

c. Cookies and Similar Technologies

We may use cookies, pixels, and similar tracking technologies to enhance functionality, analyze usage, and improve user experience.

3. How We Use Your Information

We use your information to:

4. Cookies and Tracking Technologies

We use cookies and similar technologies to personalize your experience and understand how our website is used. You can control cookies through your browser settings. Some features may not work correctly if cookies are disabled.

5. Data Protection and Security

We implement reasonable administrative, technical, and organizational safeguards to protect your information. However, no online system or data transmission method can be guaranteed to be completely secure, and we cannot ensure absolute security.

6. Third-Party Websites

Our website may contain links to external websites not operated by us. We are not responsible for the content, policies, or practices of third-party websites. We encourage you to review their privacy policies separately.

7. How We Share Your Information

We do not sell your personal information. We do not share mobile phone numbers, SMS opt in data, or consent information with third parties or affiliates for marketing or promotional purposes. We may share information only in the following limited circumstances:

Service providers

We may share information with trusted vendors who help us deliver services, such as SMS and email delivery, customer support tools, scheduling tools, and analytics providers. These providers may only use information to perform services on our behalf.

Legal and safety

We may disclose information if required by law or to protect the rights, safety, and security of Incite LLC, our users, or others.

Business transfers

If Incite LLC is involved in a merger, acquisition, or asset sale, information may be transferred as part of that transaction. Any successor will be required to honor this Privacy Policy.

Third party sharing

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

8. Your Choices

SMS Opt-In Consent

By providing your phone number and opting in, you agree to receive SMS messages from Incite LLC related to appointments, service updates, notifications, and other relevant communications. Message frequency may vary. Message and data rates may apply depending on your mobile carrier. You may opt out at any time by replying STOP to any message, and reply HELP for assistance. Consent to receive SMS messages is not a condition of purchase.

SMS opt out

You can opt out of SMS messages at any time by replying STOP to any message. After you send STOP, we will send a confirmation message and you will no longer receive SMS messages unless you opt back in.

Email opt out

You can unsubscribe from marketing emails by clicking the unsubscribe link in the email.

Access and correction

You may contact us to request access to, correction of, or deletion of your personal information, subject to applicable law.

Message Frequency and Content

9. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is fully secure, so we cannot guarantee absolute security.

10. Children's Privacy

Our services are not intended for children under 13 and we do not knowingly collect personal information from children.

11. Updates to This Policy

We may revise this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Updates will be posted on this page, and continued use of the website constitutes acceptance of the revised policy.

12. Non-Sharing Clause

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

13. Carrier Information

14. Contact Us

If you have questions about this Privacy Policy, contact:

Incite LLC
1784 N Old Patagonia Rd, Nogales, AZ 85621
Website: estebanholman.com
Phone: (520) 841-1628
Email: esteban@saxtonmortgage.com

By using our website and services, you consent to this Privacy Policy.